Retirement Planning

As millions of individuals have already discovered, IRAs are one of the best savings tools available.  Today, more people are now eligible to take advantage of the incredible tax advantages available through IRAs.

Individual Retirement Accounts (IRAs)

To enjoy a long and satisfying retirement, your retirement plan must be able to accumulate assets while you work and distribute your assets when you retire, so you can maintain a comfortable lifestyle.

An Individual Retirement Account (IRA) provides various savings options. If you receive taxable compensation, including wages, fees, salaries, tips, commissions and bonuses, you may have the option to own multiple IRAs. IRAs offer you tax-deferred or tax-free earnings, and a number of penalty-free withdrawal options.

Talmer Bank and Trust offers IRA plans that will complement your savings goals. We want to help you own a stake in your future.

Traditional IRA

A Traditional IRA will put you on the road to financial security and a comfortable retirement.

Roth IRA

A Roth IRA is an excellent alternative to a Traditional IRA. Funded with after-tax contributions, Roth IRAs earn interest tax-free.

Rollover IRA 

Our Rollover IRA is a great option if you’ve accepted a job offer with another company and wish to transfer your employee-sponsored retirement plan. Check out its features and decide if our Rollover IRA is right for you!

Spousal IRA

A Spousal IRA can provide non-working spouses an opportunity to save. Working or not, it's important to make saving a priority.

Simplified Employee Pension Plan (SEP-IRA)

Our SEP-IRA is a great option for self-employed or small-business owners. This is a no-fuss retirement plan complete with minimal IRS filings and paperwork.

IRA Savings Account

Begin saving now by taking advantage of an IRA Savings Account. Our IRA Savings Account provides liquidity, so you may re-invest in another product without waiting for the account to mature. It also carries a variable rate of interest.

So what type of IRA will suit your needs? Contact a Relationship Banker at 800.456.1500 to find out.