Recreational Loans

Snowmobile, Motorcycle, Personal Watercraft, Garden Tractor and Utility Trailer Loans

Collateral for these types of loans cannot be more than five years old, however, older vehicles will be considered on a case-by-case basis. The borrower may use the loan proceeds to purchase a new unit, or refinance an existing loan to receive a better rate or lower payment.

Loan requirements include:

  • Down payment required on new purchase
  • Various term limits

Marine/Camper Loans

A Marine/Camper Loan should be considered when purchasing a boat or RV, or refinancing an existing boat/RV loan to receive a better interest rate or lower payment.  The vehicle cannot be more than five years old. Different rates will apply to different borrowers based on credit score, model year of the unit and the loan term.