Current Rates on Certificates of Deposit*

*Annual Percentage Yields are accurate as of 7/31/14 and are subject to change. Penalty may be imposed for early withdrawal. Early withdrawal penalty is 30 days interest for those CDs with a maturity between 7 - 89 days, 90 days interest for those CDs with a maturity between 90 - 364 days, 180 days interest for those CDs with a maturity between 12 - 59 months, and 365 days interest for those CDs with a maturity between 60 - 72 months.  Minimum deposit to open the account is $1,000 for 7 - 364 days, $1,000 for 20 months, and $500 for 12 months - 72 months.


Type Minimum to obtain Annual Percentage Yield Interest Rate Annual Percentage Yield Compounded
7-31 Day
< $100,000 0.11% 0.11% Maturity
> $100,000 0.15% 0.15% Maturity
32-89 Day
< $100,000 0.15% 0.15% Maturity
> $100,000 0.15% 0.15% Maturity
90-179 Day
< $100,000 0.15% 0.15% Maturity
> $100,000 0.15% 0.15% Maturity
180-364 Day
< $100,000 0.15% 0.15% Maturity
> $100,000 0.15% 0.15% Maturity
12-17 Month
< $100,000 0.20% 0.20% Quarterly
> $100,000 0.20% 0.20% Quarterly
18-23 Month
< $100,000 0.25% 0.25% Quarterly
> $100,000 0.25% 0.25% Quarterly
20 Month
< $100,000 0.30% 0.30% Quarterly
24-29 Month
< $100,000 0.40% 0.40% Quarterly
> $100,000 0.40% 0.40% Quarterly
30-35 Month
< $100,000 0.50% 0.50% Quarterly
> $100,000 0.40% 0.40% Quarterly
36-47 Month
< $100,000 0.65% 0.65% Quarterly
> $100,000 0.65% 0.65% Quarterly
48-59 Month
< $100,000 0.80% 0.80% Quarterly
> $100,000 0.80% 0.80% Quarterly
60-71 Month
< $100,000 1.15% 1.15% Quarterly
> $100,000 1.15% 1.15% Quarterly
72 Month
< $100,000 1.15% 1.15% Quarterly
> $100,000 1.15% 1.15% Quarterly