Agricultural Lending

Those seeking the many services available through the Farm Service Agency (FSA) Loan Guaranty Program can take advantage of Talmer Bank and Trust’s preferred lender status. Our lenders are knowledgeable, experienced and ready to help you through the Government Guaranty process. USDA Rural Development Loan Programs offered through WHEDA are also available.

 

  • Line of Credit – With a line of credit you will have access to cash whenever you need it. Not only is it convenient, but there are also flexible payment options available. With this predetermined Line of Credit, you will have working capital available when you need it most. Your cash flow cycle determines the usage and timing of principal payments. Monthly interest payments are based on usage only. Interest rate is variable and tied to prime.

 

  • Financing for Machinery, Equipment, Livestock and other fixed assets – Flexible financing options allow you to add the equipment and machinery that you need to sustain growth and maintain profitability. Interest rates are competitive and either fixed or variable. The amortization of the note is determined by the useful life of the asset.

 

  • Real Estate Acquisition and Expansion – We offer real estate acquisition and expansion loans with long term amortizations. Construction loans for expansion or remodeling are also available at favorable terms. Real estate mortgages can be set up as renewable balloon notes based on either fixed or variable rates. 

 

  • Other Credit Services – Our knowledgeable loan officers can also help you meet your other credit needs. Letters of Credit, both domestic and international, are available. In addition, Leasing or Asset Based borrowing needs can be met as well.

For more information on our Agricultural products, please contact us at 800.456.1500.