Business Lending

Term Loans

Term loans offer long-term financing for bigger investments like plant expansion, equipment, fixed assets or capital improvements. Fixed and variable rates are offered.  With the fixed rate option, you can lock in your rate so you will know exactly what your monthly payment will be for the term.  A term loan is a versatile borrowing option that can be used to:

  • Finance expansion or acquisition
  • Refinance debt
  • Secure capital needed to pay for vehicles or equipment

Commercial Real Estate Loan

Talmer Bank and Trust can help you improve, expand, refinance or, if you are ready to stop paying rent, purchase a commercial property. Loans are customized with a wide variety of finance options, including both fixed and variable rates and various amortizations to help meet your cash flow needs. Whether you want to own your own space, build equity in your future, or expand and create the office that you need to succeed - Talmer Bank and Trust can help.

Lines of Credit

Revolving Line of Credit

A revolving Line of Credit can help you manage your cash flow, and is great for short-term credit needs like operating expenses, working capital and seasonal purchases.  Terms can be matched up to best meet your needs.  Some benefits to having a Line of Credit include –

  • Ensures working capital when you need it
  • Ideal for small purchases
  • Acquiring seasonal inventory
  • Temporary cash flow
  • Credit line can be linked to your checking account to provide overdraft protection

Small Business Administration (SBA) Lending

Talmer Bank and Trust offers a variety of SBA loans to benefit businesses that may not meet the usual collateral or cash flow requirements. Depending on your need, we can tailor a loan to get you started or help you expand your business. SBA loans can be used to purchase real estate and equipment, working capital lines of credit and for the acquisition of a business. Additionally, extended terms are available as well as other loan opportunities utilizing special programs.  Our SBA specialists will be happy to assist you with your small business needs.

Please contact us or call a Relationship Banker at 800.456.1500.